[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zebras.cz\/lide-musi-byt-zodpovedni\/#Article","mainEntityOfPage":"https:\/\/www.zebras.cz\/lide-musi-byt-zodpovedni\/","headline":"Lid\u00e9 mus\u00ed b\u00fdt zodpov\u011bdn\u00ed","name":"Lid\u00e9 mus\u00ed b\u00fdt zodpov\u011bdn\u00ed","description":"My lid\u00e9 bychom si v\u017edy m\u011bli dok\u00e1zat vyd\u011blat na svou existenci. Proto\u017ee to za n\u00e1s u\u017e v dne\u0161n\u00ed spole\u010dnosti nikdo jin\u00fd neud\u011bl\u00e1. Nem\u016f\u017eeme \u010dekat, \u017ee kdy\u017e se dostaneme do finan\u010dn\u00edch probl\u00e9m\u016f, p\u0159isp\u011bch\u00e1 n\u011bkdo ve snaze n\u00e1m pomoci. A kdy\u017e si snad n\u011bkdy nedok\u00e1\u017eeme vyd\u011blat dost? Pak m\u016f\u017eeme sice dostat i p\u016fj\u010dku, ale to u\u017e by […]","datePublished":"2024-05-18","dateModified":"2024-06-18","author":{"@type":"Person","@id":"https:\/\/www.zebras.cz\/author\/#Person","name":"","url":"https:\/\/www.zebras.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bd672608a9ea50cfcb35956b7f63dacf48dece49eb907e6bdd72bedd9991f24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bd672608a9ea50cfcb35956b7f63dacf48dece49eb907e6bdd72bedd9991f24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zebras.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zebras.cz\/wp-content\/uploads\/pppppppppppp_9.jpg","url":"https:\/\/www.zebras.cz\/wp-content\/uploads\/pppppppppppp_9.jpg","height":0,"width":0},"url":"https:\/\/www.zebras.cz\/lide-musi-byt-zodpovedni\/","about":["Finance"],"wordCount":474,"articleBody":"   My lid\u00e9 bychom si v\u017edy m\u011bli dok\u00e1zat vyd\u011blat na svou existenci. Proto\u017ee to za n\u00e1s u\u017e v dne\u0161n\u00ed spole\u010dnosti nikdo jin\u00fd neud\u011bl\u00e1. Nem\u016f\u017eeme \u010dekat, \u017ee kdy\u017e se dostaneme do finan\u010dn\u00edch probl\u00e9m\u016f, p\u0159isp\u011bch\u00e1 n\u011bkdo ve snaze n\u00e1m pomoci. A kdy\u017e si snad n\u011bkdy nedok\u00e1\u017eeme vyd\u011blat dost? Pak m\u016f\u017eeme sice dostat i p\u016fj\u010dku, ale to u\u017e by nem\u011blo b\u00fdt b\u011b\u017en\u00e9 \u0159e\u0161en\u00ed na\u0161ich pot\u00ed\u017e\u00ed. Na p\u016fj\u010dk\u00e1ch bychom nem\u011bli b\u00fdt existen\u010dn\u011b z\u00e1visl\u00ed, ty by n\u00e1m m\u011bly slou\u017eit hlavn\u011b jako pomoc v t\u00edsni. A to mimo jin\u00e9 i proto, \u017ee se za n\u011b plat\u00ed i \u00faroky a poplatky, tak\u017ee se p\u016fj\u010den\u00e9 pen\u00edze ve srovn\u00e1n\u00ed s t\u011bmi vyd\u011blan\u00fdmi p\u0159ece jenom prodra\u017euj\u00ed.Ale t\u00edm nechci tvrdit, \u017ee bychom se m\u011bli my lid\u00e9 p\u016fj\u010dk\u00e1m za v\u0161ech okolnost\u00ed vyh\u00fdbat. Jsou i situace, kdy prost\u011b p\u016fj\u010dky pot\u0159ebujeme nebo kdy je v\u00fdhodn\u011bj\u0161\u00ed si je vz\u00edt a do n\u011b\u010deho investovat, ne\u017e \u010dekat, a\u017e si na to sami na\u0161et\u0159\u00edme. Ale v takov\u00e9m p\u0159\u00edpad\u011b bychom m\u011bli ur\u010dit\u011b jednat s rozumem. Abychom si prosp\u011bli a neu\u0161kodili.A co to znamen\u00e1 v praxi? Nap\u0159\u00edklad hned zkraje to, \u017ee bychom se m\u011bli pro p\u016fj\u010dku rozhodnout rad\u011bji jenom tehdy, kdy\u017e to v\u00e1\u017en\u011b stoj\u00ed za to. Abychom se nezruinovali kv\u016fli n\u011bjak\u00e9 hlouposti. Pak bychom ale m\u011bli tak\u00e9 uva\u017eovat nad t\u00edm, kterou z p\u016fj\u010dek m\u00e1me v\u016fbec \u0161anci dostat, aby se pokud mo\u017eno nestalo, \u017ee sice budeme o n\u011bkterou v\u00fdhodnou nab\u00eddku usilovat, a\u010d ji za st\u00e1vaj\u00edc\u00edch podm\u00ednek nem\u016f\u017eeme m\u00edt. A pot\u00e9, co si vybereme dostupnou p\u016fj\u010dku, bychom m\u011bli zva\u017eovat i jej\u00ed v\u00fdhodnost. A m\u00e1me-li na v\u00fdb\u011br, m\u011bli bychom si vybrat tu, kter\u00e1 je nejlacin\u011bj\u0161\u00ed a s nejvhodn\u011bj\u0161\u00ed d\u00e9lkou spl\u00e1cen\u00ed a v\u00fd\u0161\u00ed spl\u00e1tek.A co n\u00e1m z toho \u010dasto vyjde? T\u0159eba hypot\u00e9ka od nebankovn\u00ed spole\u010dnosti. Kterou si m\u016f\u017eeme vz\u00edt proti z\u00e1stav\u011b nemovitosti. A pak se mus\u00edme postarat u\u017e jenom o jej\u00ed splacen\u00ed. Co\u017e je nutn\u00e9. A to si mus\u00edme p\u0159iznat. Nen\u00ed mo\u017en\u00e9 br\u00e1t si p\u016fj\u010dky a nespl\u00e1cet. To m\u016f\u017ee jenom st\u00e1t. Tedy do\u010dasn\u011b m\u016f\u017ee. Proto\u017ee ani ten nen\u00ed zbaven\u00fd povinnosti sv\u00e9 dluhy uhradit. Ale politici si p\u0159esto p\u016fj\u010duj\u00ed r\u00e1di. A bodej\u0165 by ne, kdy\u017e za n\u011b jejich dluhy zaplat\u00edme my ostatn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lid\u00e9 mus\u00ed b\u00fdt zodpov\u011bdn\u00ed","item":"https:\/\/www.zebras.cz\/lide-musi-byt-zodpovedni\/#breadcrumbitem"}]}]